Excess Protection Insurance

We have a wide selection of Excess Protection products available. They each come with as many as 5 level settings providing flexible options for each customer.

Here’s how it works: you choose the Excess Protection product and level of cover you want. You can they can claim back the excess from us as often as you need during the period of insurance – up to the limit selected.

The other key benefit is that you may be able to reduce the premium you pay by opting for a higher excess – then protecting it with one of our Excess Protection policies for as little as 10p a day.

The Excess Protection policy pays you when your main insurer accepts that you have made a valid claim and that the value of your claim is at least £1 over the value of your policy excess.

We provide cover for the following types of insurance:

Motor Excess

b_green Free legal expenses cover included

Home Excess

b_green Covers for Building and contents

Lifestyle Excess

b_green Free legal expenses cover included

b_green Covers Motor, Home including contents, Travel and Pets (Dogs and Cats)

Commercial Excess

b_green Our simple low-cost policy protects business clients from unexpected costs

b_green Each policy covers up to 3 Premises

Fleet Excess

b_green Free legal expenses cover included

b_green Potential to reduce main cover premiums

b_green receive the full value of your fleet insurance claims

These innovative new products give complete peace of mind – and complete protection from unexpected excess charges. Contact us now.